Stockton Mortgage Corporation

Loan ProgramsConventional Home Loans

Conventional Home Loans
Conventional loans can be a fixed rate mortgage or an adjustable rate mortgage. These loans also include flexible down payments as low as 3%. Stockton Mortgage offers several conventional products that allow buyers to avoid PMI. Please call for details.

What types of Property are Eligible for Conventional Loans?

• Primary residences
• Investment properties
• Second homes
• 1-4 family residences
• Manufactured homes
• Planned unit developments
• Condos
• Modular Homes

Already A Home Owner?

Borrowers can refinance their primary residence, investment properties and second homes, and/or turn their equity into cash using a cash-out transaction. One final consideration of conventional refinance loans is the Home Affordable Refinance Program (HARP). This program is designed to help homeowners with little or no equity in their property refinance into a lower rate conven- tional loan.

With core values of honesty, respect and integrity, Stockton Mortgage focuses on helping homeowners and has become one of the most respected mortgage lenders. Learn more