Stockton Mortgage Corporation

Find An OfficeFlorenceTom Freppon

tom-frepponTom Freppon
Senior Mortgage Banker
4895 Houston Rd.
Florence, KY 41042
Phone: 859-344-7306
Mobile: 859-240-2332
Fax: 859-344-7313
NMLS# 56454

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Tom has been a mortgage banker with Stockton Mortgage Corporation since 2012 and has 28 years of lending experience. He is a graduate of Thomas More College and holds degrees in business administration and economics. Tom is licensed in Kentucky and Ohio and was awarded Kentucky Housing Corporation’s Top Loan Officer for five consecutive years. He enjoys working with all types of homebuyers. Tom resides in Cold Spring, Kentucky with his wife, Kimi and their six children. He is active in youth athletics, both as a coach and a basketball referee.


“Tom is so easy to work with. He made the process absolutely painless; in addition, he went above and beyond. Our mortgage was completed in less than two weeks. I can’t thank him enough for all the time, energy, and effort he saved us. I will continue to work with Tom in the future and recommend him to anyone!” – Ashley T.
“Being a first time home buyer we expected a scary process like you read on the web but Tom Freppon made it a great and enjoyable experience and my wife I couldn’t be happier to have picked Stockton Mortgage. We were in great hands.” – Henry M.
“Overall I was very satisfied! Tom was excellent and so patient! Truly went above and beyond to go over everything step by step to ensure I felt comfortable. He helped me buy my first home which is one of the biggest, scariest, yet exciting steps in life and I’m very thankful my realtor Cindy sent me to Tom! Thanks so much!” – Kayla L.
“Our Loan Officer, Tom Freppon took us from start to finish in finding and procuring a loan for our condo. I personally feel like I was taken care of by a close relative rather than a loan officer whom I’d just met. He made the experience as painless and effortless as possible. Tom kept us informed and was always available to us, if ever needed. I feel we have a good friend in Tom and we appreciate all his help and sincerity.” – Neal R.

With core values of honesty, respect and integrity, Stockton Mortgage focuses on helping homeowners and has become one of the most respected mortgage lenders. Learn more